Saturday 22 Nov 2025, 15:00 – 17:00 GMT
You don’t want to lose out on tens of thousands of pounds…
If you’re like most NHS staff, you’ve probably looked at your pension statement and thought:
“I don’t really understand this… and I don’t want to get it wrong.”
You’re not alone.
With different sections/schemes (1995 / 2008 / 2015), changing pension ages, and various retirement options, it’s normal to feel uncertain about how it all fits together.
But the decisions you make about your pension can affect your income for years after you stop working.
And many NHS staff unintentionally lose out on significant pension benefits, simply because they didn’t understand their options or the timing of their decisions.
This seminar exists to help you avoid that.
What you will gain
You’ll leave with a clearer understanding of how the main pieces of your NHS pension work and what factors matter when making decisions. We’ll look at:
- When you can take your pension from each section/scheme and how Special Class or Mental Health Officer status affects this
- How your pension and lump sum are calculated
- The implications of retiring earlier than your normal pension age
- Whether exchanging pension for a larger lump sum may be right for you
- How to navigate being in two or more schemes (e.g. 1995 + 2015)
- How “Retire & Return” and Partial Retirement work in practice
- What the McCloud Remedy means and how to think about your choice
- How to interpret your Annual Benefit Statement
- How to increase your pension benefits
- How redundancy could affect your pension
This is about clarity, not complexity.
You’ll understand your options, the trade-offs, and what to consider next.
No feeling like you’re “missing something”.
Limited spaces, get your ticket now!
About your instructor — ChengVoon Tong
Independent NHS pension specialist.
Creator of Natalie, the chatbot trained on NHS pension rules.
Followed by 22,000 NHS staff for clear, straightforward explanations.
I focus on making the complex simple, so you can make decisions with confidence and peace of mind.
Who this is for
This workshop is designed for NHS staff who:
- Feel confused or overwhelmed by NHS pension information
- Want to plan ahead with more clarity and confidence
- Want to avoid making expensive mistakes through misunderstanding or inaction
You do not need any prior pension knowledge.
The session is accessible, practical, and easy to follow.
Workshop details
Date: Saturday 22 November 2025
Time: 3:00pm (2 hours, including Q&A)
Location: Online (you’ll receive the link 48 hours before the workshop)
Format: Clear explanations, practical examples and time for your questions
Recording: Available to all registered attendees